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Life insurance

If you have a family to protect, a sound life insurance program is the perfect solution. The primary purpose of life insurance is to provide cash for your family in the event of your death to ensure that they can remain in their home and continue to maintain an adequate standard of living. There are two basic types of life insurance needs to meet your needs.

Temporary

Temporary needs include home mortgages or short term debt reduction, family income and educational expenses and can last as little as one year or last 20 to 30 years or longer. Term insurance is the most cost effective method of insuring many short term needs. There are a variety of plans to choose from, ranging from an annual renewable term (1 year plan) to a level term plan that could last 5, 10, 20 or 30 years.

Home mortgage
Short-term debt reduction
Family income
Education

Permanent

Permanent needs include those that last for your entire life or potentially for periods of 15 years or more. Permanent insurance needs include final expenses, funds that cover estate taxes and retirement savings protection. Permanent and universal life plans are ideally suited for meeting these goals.
The primary purpose of life insurance is to provide cash for your family in the event of your death to ensure that they can remain in their home and continue to maintain an adequate standard of living. There are a number of factors that determine the cost you pay for life insurance.

Age
Health
Tobacco use
Occupation
Hobbies

Company informations

Ruoff Insurance Co
1012 Woodland Plaza Run
Fort Wayne, IN 46825

Contact details

E-mail address:
smusic@ruoff.com

260.497.0800

Available 9:00am - 5:00pm